Student Health Insurance Policy

The following students are required to carry medical insurance the entire academic year including breaks, and will be automatically enrolled in the Moody Student Insurance:

  • Chicago students who live in on-campus housing 
  • All international students (F-1 Visa) and any spouse/child(ren) that live with them
  • Moody Aviation students taking on-campus courses 

The following students are eligible for Moody Student Insurance: 

  • Commuter students who are full-time status 
  • Graduating seniors in their final semester who are below full-time 
  • Students completing student teaching or internship

Insurance Premium
Fall 2021 Semester:  $765 (per person)

Spring and Summer 2022 Semesters: $1,189 (per person)

If both husband and wife are students, they may each enroll under the individual plan. Dependent coverage is only available to international students. Additonal family members and/or non-required students must fill out an enrollment form

Students are responsible for full compliance with all terms and conditions of their insurance policy, for following the payment policy of the health care provider, office, clinic, or hospital from which they receive services, and any expenses not covered by their insurance (deductibles, copayments, excluded items and services, etc.) This may mean that payment is required at the time of service. 

Student Insurance Plan

Read the Summary of Benefits and Coverage Here

Visit to view the full policy, find doctors/hospitals/pharmacies, and access your insurance card. Enrolled students have access tol the 24-hour nurse line and tele-counselors for mental health-related concerns. 

Students enrolled in the plan will receive an email from Wellfleet upon activation. You will need to create an account at and log in to access your ID card and submit claims. 

Please visit or call (877) 657-5030 for any questions regarding benefits, claims, coverage, and prescriptions. 

Insurance Waiver Policy

If a student chooses to be covered under another insurance plan, the student must provide Moody with evidence of coverage by submitting a completed Student Insurance Waiver by August 1 for the fall semester and December 19 for the spring semester. The alternate insurance must cover the student in the location of their designated campus and be effective for the entire academic year, including breaks. The waiver form must be submitted every semester in which the student is enrolled with a copy of both sides of their current insurance card.

International students may not waive the Moody Student Insurance.

Waivers submitted after the deadline will be subject to a $10 late fee, and may not be accepted and/or able to be processed. Students who withdraw from Moody Bible Institute 31 days after August 11, 2020 (fall) or January 1, 2021 (spring) will not be refunded for the insurance premium. 

You can read the full insurance policy in the Academic Catalog

Contact Us

(312) 329-4223